The 'include' element occurs at the top level.
Example:
<xs:include schemaLocation="some-module.xsd"/> <xs:include schemaLocation="http://cde.berkeley.edu/schemas/chunk-of-something.xsd"/>
The target namespace of the included schema must:
match the current target namespace (i.e. the targetNamespace attributes have the same value).
have no value (e.g. no targetNamespace attribute).
All top-level elements become part of the current target namespace.