There's a namespace for schema "stuff" in instances:
http://www.w3.org/2001/XMLSchema-instance
The prefix 'xsi' is typically used.
The attribute 'schemaLocation' specifies pairs of a namespace name and URL for location schemas.
Example:
<e:event xmlns:e="urn:publicid:IDN+cde.berkeley.edu:milowski:schemas:example-form:event:200402" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="urn:publicid:IDN+cde.berkeley.edu:milowski:schemas:example-form:event:200402 event.xsd"> ... </e:event>